For Employers
Your Strategic Advantage in an Ever-Changing Environment
Retirement Plan Consulting Services
How We Work With You
We are dedicated to:
•Creating a reliable, seamless experience and improved outcomes for retirement plan sponsors and employees
•Implementing process-driven strategies to help you limit your fiduciary liability
•Acting as your guide to help you manage changes in the regulatory environment
•Offering advice and education to improve the retirement readiness of your employees
•Helping you manage your relationships with third parties
How We Are Different
Our objectives are aligned with your best interests and those of your employees.
•An impartial viewpoint
•Investment advice and selection free from proprietary product constraints
•A fully transparent fee structure
•Objective vendor and investment recommendations
•We're committed to standards of investment fiduciary excellence
The Newton Financial Solutions Advantage
Our primary goal is to help you manage risks, ensure that your plan delivers optimum investment options and services, and improve employee retirement readiness.
Designing a Plan to Help Maximize Satisfaction
We focus on designing a plan that can streamline your administrative responsiblities, maximize plan provisions, and promote employee satisfaction.
Plan Design:
Employer contribution modeling and analysis
Review of plan eligibility and distribution provisions
Optimal use of “safe harbors,” such as 404(c) and default alternatives
Compliance with legislative and regulatory changes
Vendor Management and Due Diligence:
Ongoing fee benchmarking and analysis against other vendors and plans
Vendor search services, including:
- Gathering responses, data, and pricing from several plan providers
- Analyzing costs, services, and investment choices
- Facilitating finalist meetings
Helping Your Employees Make Better Decisions
We provide advice and education to help your employees understand plan options, encourage participation, promote satisfaction, and feel confident about the decisions they are making toward their retirement readiness.
- Employee education program tailored to your specific needs
- Semiannual employee education meetings, including enrollment meetings and broad financial planning education
- Individualized investment advice
- Effective use of online tools and resources
- Ongoing assessment to track progress and measure results
Seamless Integration
Retirement Readiness Is Rebounding From Record Lows
•40% of workers are “not at all” or “not too” confident about having enough money for a comfortable retirement.
•47% of workers report total savings and investments of less than $25,000.
Helping Maximize Your Fiduciary Protection
As risk management specialists, we share your fiduciary responsibilities. We stand by you to help mitigate the potential risks and liabilities of a changing retirement plan landscape.